Don't let an illness or accident compromise your financial security.
You take care of your health and you're fit. That's great! There's no better time to think about your day-to-day healthcare expenses and how to protect yourself against unforeseen events. Because once you're sick, you probably won't be able to get the protection you need.
Illnesses and accidents can strike anyone at any time. We see it happen every day. And when they do, medical and paramedical expenses can climb very rapidly. Also, your regular dental and vision care expenses can eat up a sizeable portion of your budget in no time at all.
We will design a plan that meets your needs and your budget.
Individual health insurance and dental insurance plans are right for:
- Self-employed sole proprietors
- Incorporated business owners
- Independent consultants
- Seasonal or contract workers
- Temporary projects specialists
Individual health insurance and dental insurance plans cover expenses for:
- Medical and paramedical service, (chiropractor, massage, etc)
- Vision care - money for new eye wear every two years
- Travel insurance - out of country emergency medical coverage
- Prescription drugs - as prescribed by your doctor
- Dental benefit - check-ups, routine cleaning and examinations
- Hospitalization - semi-private hospital
Watch this important video - Health Insurance
|Potential Tax Advantages for Small Business Owners|
|Are you self-employed or a small business owner?|
Your coverage could pay for itself.
You may be able to deduct your supplemental health insurance coverage premiums from your business income. When you add up the potential tax savings, that means your health insurance plan could virtually pay for itself.
|Flexcare Annual Premium||$1250|
|Tax deduction assuming 40% marginal rate||-500|
|Total Net Cost||750|
|Saved Annual Expenses|
|(paid through Flexcare):|
|Prescription drug costs||- 180|
|Dental costs||- 200|
|Contact lenses||- 100|
|Chiropractor/Registered Massage Therapist||- 150|
|Total Expenses||- 630|
|Your annual cost||$120||*|
* The example shown is for illustration purposes only and is not meant to be representative of every situation. Your actual savings will depend on the policy selected and the expenses you incur. Please refer to your policy for complete coverage details, and consult your financial advisor.
We are brokers for Manulife Financial, GMS, DesJardins Financial Services, Blue Cross, Encon and Alternative Benefit Solutions/GroupHealth.
We respect your privacy and will never share your personal or contact information with any third party.