Don't let an illness or accident compromise your financial security.

You take care of your health and you're fit. That's great! There's no better time to think about your day-to-day healthcare expenses and how to protect yourself against unforeseen events. Because once you're sick, you probably won't be able to get the protection you need.

Illnesses and accidents can strike anyone at any time. We see it happen every day. And when they do, medical and paramedical expenses can climb very rapidly. Also, your regular dental and vision care expenses can eat up a sizeable portion of your budget in no time at all.

We will design a plan that meets your needs and your budget.

Individual health insurance and dental insurance plans are right for:

  • Self-employed sole proprietors
  • Incorporated business owners
  • Independent consultants
  • Seasonal or contract workers
  • Entrepreneurs
  • Temporary projects specialists

Individual health insurance and dental insurance plans cover expenses for:

  • Medical and paramedical service, (chiropractor, massage, etc)
  • Vision care - money for new eye wear every two years
  • Travel insurance - out of country emergency medical coverage
  • Prescription drugs - as prescribed by your doctor
  • Dental benefit - check-ups, routine cleaning and examinations
  • Hospitalization - semi-private hospital

Watch this important video - Health Insurance

Potential Tax Advantages for Small Business Owners  
Are you self-employed or a small business owner?  

Your coverage could pay for itself.

You may be able to deduct your supplemental health insurance coverage premiums from your business income. When you add up the potential tax savings, that means your health insurance plan could virtually pay for itself.

Here's how:  
Flexcare Annual Premium $1250
Tax deduction assuming 40% marginal rate -500
Total Net Cost 750
Saved Annual Expenses  
(paid through Flexcare):  
Prescription drug costs - 180
Dental costs - 200
Contact lenses - 100
Chiropractor/Registered Massage Therapist - 150
Total Expenses - 630
Your annual cost $120 *

* The example shown is for illustration purposes only and is not meant to be representative of every situation. Your actual savings will depend on the policy selected and the expenses you incur. Please refer to your policy for complete coverage details, and consult your financial advisor.


We are brokers for Manulife Financial, GMS, DesJardins Financial Services, Blue Cross, Encon and Alternative Benefit Solutions/GroupHealth.

We respect your privacy and will never share your personal or contact information with any third party.

Need a better rate on your life insurance? Click here for Free Life Insurance Quotes


Free Quotes - No obligation

Your Name
Please let us know your name.

Your Email
Please let us know your email address.

Please let us know your message.

Spam control(*)
Spam control
Invalid Input

Copyright © 2018. Nick Godfrey Business Insurance, Employee Benefits and Succession Advisors. Designed by Joomla Templates