Life insurance for SCUBA divers.
Most traditional life insurance companies treat SCUBA diving as a risky sport. Scuba diving is lumped in with other “hazardous sports and hobbies” such as hang gliding, skydiving, motor racing and mountain climbing.
If a scuba diver is applying for life insurance with a traditional, fully underwritten, life insurance company they will be asked to complete an additional questionnaire related to their diving activities. The answers to these additional questions may result in limitations to their coverage or an out-right decline of coverage.